Xinghuo AI Gateway

Developer guides · API access

ChatGPT and Claude subscriptions vs API credits: what is different?

Understand web subscriptions versus API credits: accounts, keys, billing and clients differ. Choose the right product before buying Xinghuo API access.

Xinghuo AI Gateway · Updated

A provider web subscription is for its web or app product. API credits are for programmatic requests and compatible clients. Xinghuo AI Gateway is a third-party API service: its credits do not grant ChatGPT Plus or a Claude web membership.

Compare the products

AspectProvider web subscriptionXinghuo API service
UsageThe provider web product or official appPrograms and clients accepting a custom API URL
AuthenticationThe provider accountA site-issued API key
BillingThe current provider subscription termsSite model, group, usage and plan rules
CapabilitiesThat web product features and limitsModels and endpoints permitted for the key
TransferabilityDo not assume web memberships, provider API balances and site credits are interchangeable

What if I only want to chat in a browser?

For membership features in the official ChatGPT or Claude web product, review that provider current plan. For scripts, workflows or a client with a custom API base URL, consider API access.

Which credentials should Claude Code use?

Authentication depends on the chosen service. When connecting to Xinghuo, follow the gateway guide with a site-issued key and gateway URL, not a web login cookie. A web membership does not supply site API credits.

Avoid purchasing the wrong product

  1. Confirm your client accepts a custom base URL.
  2. Identify its protocol: Chat Completions, Responses or Messages.
  3. Check the target model and key group.
  4. Read the buying guide and confirm billing and validity.

Provider references

See the OpenAI help center for ChatGPT versus API billing and Anthropic gateway documentation for Claude Code. Compatibility descriptions do not imply provider endorsement.

Choose a model. Connect your application.

Check current model access and account pricing, then register and buy the credits you need.

View models & pricing Buy credits Create an account →